Establishment Apparel Pty Ltd trading as SMSF Brokers Australia (ABN 50 656 353 105), Credit Representative Number 554449, is authorised under Australian Credit Licence 387025.
We are committed to protecting your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
This policy outlines how we collect, use, store and disclose your personal and credit information.
We collect personal information that is reasonably necessary to provide credit assistance and related services.
This may include:
Identification details such as name and date of birth
Contact details
Employment and income information
Financial details including assets, liabilities and superannuation
Details about your requirements and objectives
Credit information
If you do not provide this information, we may be unable to assist you.
We collect information directly from you through:
Online forms and applications
Phone, email and meetings
Supporting documents you provide
We may also collect information from third parties with your consent, including lenders, credit reporting bodies, accountants, financial planners and other service providers.
We collect and use your information to:
Provide credit assistance
Assess your borrowing capacity and suitability for loan products
Prepare and submit applications to lenders
Communicate with lenders and relevant third parties
Manage your application and ongoing lending needs
Comply with legal and regulatory obligations
We may disclose your personal information to:
Lenders and funding providers
Specialist Finance Group Pty Ltd and its related service providers
Credit reporting bodies
Mortgage insurers
Accountants, financial planners, solicitors and valuers
Technology providers used to deliver our services
Some of these parties may be located overseas.
We may collect, use and exchange credit information with credit reporting bodies and lenders.
This may include:
Credit history and repayment behaviour
Details of credit applications
Default information
You have the right to access your credit information and request corrections.
We may use your personal information to provide you with information about products and services that may be relevant to you.
You can opt out of receiving these communications at any time.
We take reasonable steps to protect your personal information from misuse, interference, loss and unauthorised access.
Your information may be stored in secure electronic systems or physical files.
You can request access to the personal information we hold about you and request corrections if it is inaccurate, incomplete or out of date.
If you have a complaint about how your personal information has been handled, please contact us.
If you are not satisfied with our response, you may contact the Office of the Australian Information Commissioner.
SMSF Brokers Australia
Phone 0423 833 323
Email jason@elitefinancepro.com.au